Good advice.
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BC drivers involved in motor vehicle accident will likely have insurance coverage through ICBC for repairs to their vehicle. If your vehicle is determined to be a total loss, your insurance may pay you the cash value, or may pay for a replacement vehicle depending on the age and condition of your vehicle and the … Continued
Six Answers To This Vitally Important Question In 1974, the government created ICBC – the Insurance Corporation of British Columbia – to make sure every driver in the province is protected by basic auto insurance. This not only protected the driver, it also protected passengers and the public. If anyone was injured in an accident, … Continued
When determining the type of mortgage that is best suited for you, one factor to consider is the Prepayment Penalty. A Prepayment Penalty is a fee that your lender may charge if you make more than the allowed additional payments toward your mortgage, or you pay off your mortgage entirely before the end of your … Continued
When buying a newly built or substantially renovated home, one tax to consider is the GST. GST is payable on the purchase price of newly constructed homes in Canada. The GST is currently 5%. You may qualify for a GST rebate after the purchase of your new home. There are two rebate programs available: the … Continued
Travel insurance is a must. It cannot be overstated. If you are in medical distress or injured while travelling outside the country, you need to know there is full coverage for your emergency and medical expenses. Travel Insurance or Travel Medical Insurance is purchased to cover emergency medical expenses when travelling outside BC or outside … Continued
Generally, if something breaks in your strata lot – like a pipe, toilet or appliance – and it causes damage that is covered by the strata’s insurance, then you as the owner will be on the hook to pay the strata’s deductible. All the strata needs to prove is that you were ‘responsible’ for the … Continued
If you are handling your own ICBC injury claim you may be in the position where ICBC has made you a settlement offer. The question is should you accept? In many cases, the short answer is probably “No”…. More First Published Sept 19th, 2014
You can probably recall a time where you were waiting to turn left, across oncoming traffic, to either enter a parking lot or another street. Sometimes, your view is obstructed and another motorist “waves” or “gestures” for you to go ahead. The Courts have been clear…MORE First Published May 29, 2015
The tax one must always consider when purchasing or acquiring any real estate in BC is the Property Transfer Tax. For more information about what it is and how it is calculated, click on the following link: http://www.dbmrealestatelaw.com/property-transfer-tax/ A first time homebuyer may qualify for a complete or partial exemption of the property transfer tax. … Continued